Understanding the Appeal of Robinhood

Before diving into alternatives, it’s important to understand what made Robinhood a game-changer. Launched in 2013, Robinhood offered commission-free trades, a user-friendly interface, and no minimum account balance, which attracted a new, younger generation of investors. However, its simplicity in design and features may not meet the needs of all investors, prompting the search for other options. For instance, if you don’t pay for level 2 market data, you will not get real time stock or option pricing.  

Criteria for Choosing a Robinhood Alternative

When looking for a Robinhood alternative, consider the following factors:

1. Commission and Fees: Unlike Robinhood’s commission-free model, some platforms charge per trade or offer different fee structures. Though many have adopted a free model, following Robinhoods lead.
2. Investment Options: While Robinhood focuses on stocks and ETFs, other platforms might offer a larger range of investments, like futures, commodities, forex, or foreign exchanges.
3. User Experience: The ease of use, educational resources, and customer support can vary greatly between platforms.
4. Advanced Trading Tools: Experienced investors might seek more sophisticated analytical tools and features.

Best Robinhood Alternatives

Webull

Ideal for both beginners and experienced traders, Webull stands out with its commission-free trades, robust set of tools, and advanced charting capabilities. Unlike Robinhood, Webull offers access to IPOs and extended trading hours.

TD Ameritrade

A stalwart in the investment world, TD Ameritrade offers a more comprehensive range of investment options compared to Robinhood, including forex and futures trading. Its thinkorswim platform is highly acclaimed for serious traders looking for in-depth analysis tools. It was acquired by Schwab, but still offers it’s thinkorswim app and charting tools. 

E*TRADE

E*TRADE appeals to both beginners and seasoned investors with its user-friendly interface, extensive resources, and variety of investment options. While it offers commission-free stock and ETF trades, it stands out with its selection of mutual funds.

Fidelity

Known for its customer service and research tools, Fidelity is a great option for those who value comprehensive educational resources and advanced trading platforms. It also offers a wide range of investment options, including its own line of mutual funds.

Niche Alternatives for Specific Needs

Apart from the mainstream options, there are niche platforms catering to specific investor needs:

• Acorns: Best for micro-investing and beginners. Check out or Acorns review here!
• SoFi Invest: Offers a combination of active and automated investing. SoFi review here!
• Interactive Brokers: Ideal for advanced traders and international trading.

Making an Informed Decision

Choosing the right platform depends on your investment goals, experience level, and desired features. It’s important to research and compare the alternatives, keeping in mind that what works for one investor might not suit another.

Conclusion

The landscape of investment apps is vast and varied, offering something for every type of investor. While Robinhood brought ease and accessibility to stock trading, its alternatives provide a range of options catering to different needs and preferences. As you navigate this landscape, remember that the best investment app is the one that aligns with your individual financial goals and trading style.

The post Alternatives to Robinhood: Which Investment Brokerage is Right for You? appeared first on Investment U.

Goldco is a legitimate precious metals investment company that has been in business since 2006. With an exceptional track record of success, Goldco is a solid choice for anyone looking to invest in gold, silver, platinum, or palladium.

One of the things that sets Goldco apart from other precious metals companies is their commitment to education. They understand that investing in precious metals can be complex and confusing, so they provide a wealth of information to help their clients make informed decisions. They offer free guides and reports  to help you stay up to date on the latest trends and developments in the industry.

Goldco also has exceptional customer service. They have a team of knowledgeable and friendly precious metals specialists  who are available to answer any questions you may have and guide you through the process.

Annual Fees and Pricing

Goldco offers transparent pricing with no hidden fees. They have low markups and competitive buyback prices, making them a cost-effective option for precious metals investors. However, Goldco annual fees may vary depending on the products and services you choose. One thing that sets them appart is their buyback guarantee. Other vendors will simply brush you off or attempt to sell you more instead of helping.

Sean Hannity’s Endorsement

Sean Hannity, a well-known political commentator, is a spokesperson for Goldco. While this endorsement may have helped Goldco gain more visibility, it’s important to note that Goldco’s reputation and success are not solely based on celebrity endorsements.

Minimum Investment and Company Type

Goldco has a $25,000 minimum investment requirement. They offer a range of products and services to fit the needs of investors with various investment goals and budgets. Goldco is a precious metals investment company that specializes in helping customers  invest in gold, silver, platinum, and palladium.

Investing in Gold

Investing in gold can be a smart financial move for investors looking to diversify their portfolios. While gold prices can fluctuate, it historically holds its value over time, making it a reliable store of wealth. However, investing in gold should not be seen as a get-rich-quick scheme, and it’s important to consider the risks and potential rewards.

Gold is an important part of a balanced portfolio and should be balanced with other stocks, assets and alternative investments.

Gold vs. Cash

Buying gold can be a better option than saving cash in certain economic conditions. Gold is a tangible asset that can hold its value over time, whereas cash can lose value due to inflation. However, investing in gold is not without risks, and it’s important to carefully consider your investment strategy.

Losing Money and Value of Gold

As with any investment, there is a risk of losing money when investing in gold. Gold prices can be volatile, and investors should carefully consider their investment goals and risk tolerance before making a purchase. However, gold has historically held its value over time, and it can be a smart addition to a well-diversified investment portfolio. Click here for details.

The post Goldco Review: A Reliable Precious Metals Investment Company appeared first on Investment U.

It achieves this with its prebuilt expert portfolios and investing features. As a result, it’s an ideal investing platform for seasoned investors looking to boost their savings. So, let’s jump into the review.

What is Acorns?

Acorns makes passive investing easy for new investors with its simple platform. It allows any investor to invest in exchange-traded funds (ETFs).

However, the platform may be suitable if you’re experienced in investing and have deep pockets. Its flat-fee structure is somewhat more expensive than percentage-based fees for those who are just getting started.

So, Acorns may not be the best option if you’re new to investing and have a limited budget. This is due to the lack of human consultants on the platform and high fees with lower investments.

The robo-advisor features of Acorns make the most sense to investors who like the platform’s “round-up” savings claim. An investment account’s balance rounds to the nearest dollar when a user makes purchases with a linked account.

So all-in-all, Acorns might be most useful to people who sorely need a boost in their savings vs. beginners with low balances seeking the cheapest option.

There are several ways to use the Acorns platform…

Acorns Review: Invest, Later, Spend, Earn and Family

This Acorns review will go over different ways to save with the platform. For example, there are five main ways users can save and invest with Acorns…

• Acorns Invest – A taxable investment account that puts your money into ETFs based on your risk tolerance and financial goals. Round-ups, recurring deposits and on-demand deposits are all options for funding the account. You can take advantage of dollar-cost averaging by setting up recurring contributions with Acorns — as low as $5 at a time. Included in Acorns’ personal plan.
• Acorns Later – This is a tax-advantaged individual retirement account (IRA). This allows users to create an IRA and pick a low-cost portfolio centered on their retirement goals and investment risk. Included in Acorns’ personal plan.
• Acorns Spend – A standard checking account in partnership with Lincoln Savings Bank. As a result of the Smart Deposit feature, you can automatically transfer money from your Spend account to other accounts, such as Invest. Included in Acorns’ personal plan.
• Acorns Earn – An online marketplace that offers a small percentage back on purchases made at hundreds of major retailers. Allows more than 350 leading brands to invest a set amount or a percentage of your purchase price directly into your Acorns Invest account when you spend with them. Included in Acorns’ personal plan.
• Acorns Family – This is the top-tier Acorns account. For $5 a month, it offers all of the previously mentioned services as well as the chance to open an investment account for your kids via Acorns Early. This is essentially a custodial investment account that allows parents to invest on behalf of their children.

Getting Started on Acorns

Acorns’ setup process is simple. First, investors go through the basics: setting up an account with an email and password. In addition, users have the option to set up a four-digit passcode on their smartphones.

Then, the setup process will prompt you to link your bank account and any credit or debit cards. This is key to the platform’s round-up feature, where it automatically invests your spare change.

Following the initial setup process, Acorns has to ask you certain investor questions before you get started. This includes a set of questions about your risk tolerance and lifestyle to find the right portfolio for you. As part of the portfolio construction, Acorns enlisted the help of financial experts, mathematicians and Nobel Prize laureate Dr. Harry Markowitz, who pioneered the modern portfolio theory.

Acorns Review: Fees and Costs

There are two Acorns subscription tiers…

• Personal plan that includes checking, investment and retirement accounts for $3 per month.
• Family plan that includes the three accounts you get with the Personal plan, plus additional investment accounts for your children for $5 per month.

Acorns claims to charge low fees, but it depends on how you measure them. Despite of the app’s promise to make investing affordable for everyone, the monthly fee will eat up a big chunk of your returns if you put away just a few dollars a month.

The type of investors Acorns is trying to attract (young people just starting) will end up paying more than they would with other robo-advising platforms. So, to maximize your Acorns account, set up recurring deposits to grow your portfolio and minimize fees.

Here’s an example of how Acorns’ fees can add up. Suppose you invested $100 into a new investment account. You would pay $0.25 annually if you use Betterment, which charges 0.25% for its basic Betterment Digital offering. However, in an Acorns Personal plan, you would spend $36 annually on your $100 investment.

As you invest more, the percentage of fees will become smaller. However, this may take time and isn’t a feasible option for everyone.

Expense ratios for investments range between 0.03% and 0.25%. If you choose Early, Invest or Later, you will pay this amount.

Acorns Review at a Glance

Here is the Acorns review summarized…

Now that we’ve looked at the Acorns Review at a glance, let’s dive into the pros and cons of the platform.

Pros and Cons of Acorns

Pros

• Options for investing in a portfolio that is risk-appropriate
• Automatic savings features encourage investors to save more
• Easy-to-use interface

Cons

• There are high fees depending on the amount of money you have in your account
• Costs associated with transfers
• No tax-loss harvesting to minimize clients’ tax bills
• As opposed to other robo-advisors, you will have to pay fees to access your checking account

Now, let’s sum up this Acorns review by looking at the final thoughts.

Acorns Review: Is It Worth the Investment?

A highlight of this Acorns review is noting that it charges an expensive monthly fee compared to other investing platforms. However, it offers a lot of educational content that would be helpful for new investors, in addition to the investment opportunities from rounded-up purchases.

If you are a new investor, the educational content might be worth the price of admission. Its automatic deposits and straightforward investment strategies make it a great option for anyone who wants to get started but doesn’t know how. Nevertheless, the monthly fees might not be worth it for many… especially when there are cheaper alternatives.

So, make sure to do your research before choosing an investing platform. If you’re interested in other investment platforms, check out the best online brokers of 2022.

The post Acorns Review: A 2022 Comprehensive Overview appeared first on Investment U.

In this Oxford Communiqué review, we’ll look at what the service provides, who’s behind it and what customers are saying about it. Without further ado, let’s dive into the details…

The Oxford Communiqué Review

The Oxford Communiqué is an investment newsletter and it’s been around the block a few times. It started back with direct mail but has adapted to the digital world. Members can now access their monthly issues via email or by logging into oxfordclub.com.

On top of the monthly investment newsletter, members also receive weekly updates and have access to special reports. In the weekly emails, you’ll find updates on the past investment recommendations.

The Oxford Communiqué is focused on delivering some of the top investment ideas. Here are the portfolios that come with the newsletter…

• The Oxford Trading Portfolio
• Gone Fishin’ Portfolio
• Oxford All-Star Portfolio
• Ten-Baggers of Tomorrow Portfolio

There are a few key strategies and with these portfolios, you’ll find a good mix of stocks. This allows you to pick and choose what’s best for your personal portfolio. Although, one major goal is to help build lasting wealth.

With each new recommendation, you’ll find detailed analysis and easy steps to take. Whether you’re new or an experienced investor, the Oxford Communiqué can come in handy.

Although, who’s behind this investment newsletter? That’s an important question for an Oxford Communiqué review…

Who Is Chief Investment Strategist Alexander Green?

For 16 years, Alexander Green worked as an investment advisor, research analyst and portfolio manager on Wall Street. After developing his extensive knowledge and achieving financial independence, he retired at the age of 43. And since, he’s focused on sharing his knowledge…

Alexander Green is the Chief Investment Strategist of The Oxford Club. He’s also the author of four national best-sellers: The Gone Fishin’ Portfolio, The Secret of Shelter Island, Beyond Wealth and An Embarrassment of Riches.

Writing is important for the success of an investment newsletter. So, it’s good to see his success on that end. Although, the same is true for the investment research and recommendations. So, let’s take a closer look at the performance. Alex’s investing background helps with showing why the Oxford Communiqué has done well for so long…

Investment Performance Review

The Oxford Communiqué was ranked as one of the top investment newsletters by Hulbert Digest for more than a decade.

There’s a long track record and Alex took over as Chief Investment Strategist in 2001. Since then, members could’ve turned a $150,000 portfolio into more than $1,080,000. That’s up more than 600%.

To compare, if members put that same money in the S&P 500 over the same period, they would have made just over $400,000. The Oxford Communiqué has outperformed the market by a wide margin.

Alex is famous for predicting the success of some of the biggest stock winners in history… Apple, Intuitive Surgical, Netflix, Celgene and Amazon… just to name a few.

Of course, there are some stocks that don’t perform as well. But Alex recommends diversification, smart position sizing and setting stop losses. Here’s a free position size calculator to learn more.

This approach helps prevent small losses from turning into big losses. And all the while, the winners can ride to new highs, more than offsetting any losses.

Market downturns inevitably come and it’s hard to keep a proven strategy in place. But Alex helps readers keep the long-term investing trends in mind. This is one huge benefit to the Oxford Communiqué that I don’t see with many other newsletters.

How Do Others Review The Oxford Communiqué?

This Oxford Communiqué review wouldn’t be too useful without hearing from others as well. Many readers have written in over the years and here’s just a handful of their reviews…

On December 4, 2019, we invested a total of $100K. Since then, 20 stocks are up 100%-plus, two are up 200%-plus, and three are up 300%-plus… Thanks, Alex, for being that voice of optimism during a crisis when the market crashed. – Jeff Jacobson

The guy has made me a lot of money! – Bill O’Reilly

Alex, when I saw your talk with Bill O’Reilly, a lightbulb went on in my head. I expect to double my net worth again over the next 10 years with your help and advice. – Michael Delhomme

Reader for 10 years. I started with $150,000. Today I have $3.5 million despite all my personal and family expenses over this whole period. All of that growth was due to the recommendations I got from The Oxford Club. – Pat Douglas

[Alex] recommended it when it was $45 a share. I bought it five times. I made a MILLION-TWO on the fifth time [for 1,000% gains from 2004 to 2018]. – Sean Collinss

Bill, I purchased the membership and invested in the three stocks that Alex recommended. In less than three weeks, I have made $5,867 on those three recommendations of more than 25% increases! Holy cow! – Ernest Dennard

Alex has helped me make more than $50,000 in six short months, and by doing nothing! – Michelle Kamner

Final Thoughts

With this Oxford Communiqué review, I hope you’ve gained a better understanding of what it provides. Subscribers receive a wide range of investment opportunities and insight. And based on other subscribers’ reviews, those who act on the recommendations end up doing pretty well.

If you do end up testing out the Oxford Communiqué, please share your thoughts. Here at Investment U, we review a wide range of investment services and opportunities. Our goal is to help improve financial literacy and deliver the most useful insight. So, we hope you stick around and explore more of the top research today…

The post The Oxford Communiqué Review appeared first on Investment U.

Modern portfolio theory was ground breaking… in 1952. This revolutionary concept was such a big deal it won a Nobel Prize. The problem is it doesn’t take into consideration all of the ways life and investing have changed since then.

For example, stock options became available to retail investors more than 20 years later. Modern portfolio theory doesn’t take this into consideration. It also predates the advent of exchange traded funds (ETFs), the internet and, of course, cryptocurrencies. All of this is why Manward Letter introduced the world to “modern asset portfolio” theory – or MAP theory.

This concept is unique because it focuses on the way the markets work today instead of how they worked 70 years ago. It’s a truly modern take for modern investors. And it offers a proven strategy for anyone looking to grow their wealth or start investing… And everyone in between.

Manward Letter Review: What Subscribers Get

Readers of this Manward Letter review should first know that they have the option of subscribing to a digital-only version or a digital and print version. The print version comes with a (naturally) printed monthly edition delivered right to your door and the digital subscription.

The digital version will consist of access to the Manward Letter website and investment advice delivered right to your inbox from Andy Snyder himself. It consists of the same content, you’ll just have to read it on a device with internet access. And it’s a bit cheaper because printing costs are cut from the equation.

But regardless of which Manward Letter version sounds more appealing to you, all subscribers are privy a bevy of investment research and market commentary from some of the leading minds in the space. In addition to Andy Snyder, subscribers will also have access to insight from Alpesh Patel and Joel Salatin.

In return for your subscription dollars, readers are privy to all Manward Letter research. This includes past issues as well as semi-annual reports developed to help readers navigate the markets.

Most importantly though, subscribers to Manward Letter will be the first to know about all “buy” and “sell” recommendations pinpointed by the proprietary modern asset portfolio system. The portfolio recommendations take the guesswork out of investing and help you build a lucrative collection of stocks, options and cryptocurrencies that built to last in these times.

What’s more, all positions are updated daily with current “buy,” “sell” or “hold” ratings. You can easily access these through the Manward Letter website. And these updates also come with weekly alerts that update positions and the useful commentary behind what’s moving the markets.

Bonus Analysis

Subscribers to Manward Letter also receive a complimentary subscription to the Manward Financial Digest e-letter. In this bonus six-times-a-week newsletter, readers receive timely market news that actually matters. As one subscriber put it:

“… With so much noise out there right now and conflicting information, fake news, etc. I appreciate your insights and perspectives, and the knowledge you share with readers, helping us all to be better informed, educated and self-reliant.”

As you can see from this Manward Letter review, there’s a whole lot packed into this subscription. And beyond the near-daily research and analysis, Manward Letter subscribers are also granted access to an extensive video library. These tutorials cover a wide range of topics for both new and experienced investors.

Looking for the best discount brokerage? Manward has you covered. These are also lessons on setting trailing stops, executing your first trade and how to start investing in crypto. There is also a monthly video call where Andy Snyder answers readers most pressing questions. Though fair warning, he doesn’t offer individual investing advice.

Manward Letter Review: The Bottom Line

We’ve been following Manward Letter pretty much since it launched in 2016. And we’ve enjoyed watching it grow over the years. When it first started, it was mostly just Andy Snyder at the helm. But as we mentioned above, he’s been welcoming some iconic minds into the fold in recent years.

So in addition to Andy’s analysis, readers also get expert analysis from Alpesh Patel. For those unaware of Alpesh, he’s the recipient of one of Britain’s highest civilian honors. He’s a member of the Order of the British Empire for his service to the economy. Not too shabby!

And not to be overlooked, the self-proclaimed “Christian libertarian environmentalist capitalist lunatic farmer” Joel Salatin also pens a weekly column for Manward Letter subscribers. You might have heard him on The Joe Rogan Experience podcast. Or maybe you’ve seen one of the 12 books he’s authored at a bookstore. Either way, his polarizing takes on the economics have earned him fans (and detractors) around the world. To those in the know, he’s either the “high priest of pasture” or a charlatan and starvation advocate. But whichever camp you find yourself in, it’s almost impossible to read his weekly column and not spend time thinking about it afterwards.

To conclude this Manward Letter review, we need to address the elephant in the room though. Is the subscription cost worth it? For us, the answer is simple. Absolutely. Unlike many other financial newsletters out there, Manward Letter cuts to the chase offering readers the most pertinent info they need to survive and thrive… No matter what the current market conditions are. And it’s all packaged up in a simple, easy-to-understand language that any investor can make sense of.

The post Manward Letter Review: How This Financial Newsletter Measures Up appeared first on Investment U.

Let’s take a deep dive into the service and then, at the end, you can see if it’s something that interests you.

Trade of the Day Plus Review

Trade of the Day Plus is a research and trading service. Its newsletter is chock-full of investment strategy insight and hand-picked trade recommendations. These trade recommendations will appear straight in your inbox every Wednesday.

Each recommendation comes with full explanations and steps to take. You will know what stock is being recommended, what its ticker symbol is and what price you should buy or sell at. With every buy recommendation, you will receive a sell recommendation when it’s time to do so.

Members can access special reports and Trade of the Day Plus articles at any time online via mtatradeoftheday.com Whether you are a novice or expert trader, this service can help to hone your trading skillset.

Who Are the Experts Behind Trade of the Day Plus?

Trade of the Day Plus is led by two leading market and trading experts Bryan Bottarelli and Karim Rahemtulla. Bryan is a former CBOE trader who has the unique ability to identify investment opportunities. After trading stock options on the floor of the CBOE, Bryan took the skills he learned and launched his own trading research firm called Bottarelli Research.

For 13 years, Bryan provided powerful and profitable trading recommendations to an elite group of traders. He is now the Head Trade Tactician for The War Room, one of the most elite trading research forums.

Karim has brought over 30 years of valuable experience to the members of this service. With a background in economics, foreign language and finance, he has been able to seek out the best investment opportunities. Karim’s focus is on low-risk trading. He uses volatility as his guide and shares his successful strategies and insight with fellow traders. And he is now the Head Fundamental Tactician for The War Room.

How Do Others Review Trade of the Day Plus?

This Trade of the Day Plus review wouldn’t be complete without a look at what other members are saying. Here’s a sampling of reviews…

I made 27% on Coty shares in 10 days and I made 50% on COTY calls in four and five days.  I went in light with three calls on 2/8 at $1.55 then added three at $0.79 on 2/10. Out on the first three on 3/12 at $1.70 for a 9% gain and out on the 2nd 3 3/15 at $1.85 for a 132% profit. – Gerald G.

Hello, I’m up 80% in TripAdvisor. Thanks!! – Van B.

Sold my TOD+ TRIP position today. I got in the 21 Mar 33 calls at $2.26 and I exited today at $14.80 for a gain of 554.9%. THX Bryan!!! – Tad

I sold all my Rocket (RKT) stock yesterday. 57% pure profit on the entire trade! I know I might have made more by letting it run, but the market is so choppy that I did not like the risk. 57% on stock I have only held 30 days seems an acceptable amount. Thanks to Bryan and Karim for the recommendation. – Sidney H.

I am currently up 23% in Ford and made a solid profit in Rocket Companies as of your recommendation. The stock is currently up 60% and I am up 45% at this time. An easy 4k profit today. Thanks. – Espen O.

The long side of a vertical spread on CLF recommended by my hero, Karim, back in March reached the 1096% gain mark at market close yesterday. That nice round 150k number in the value column next to CLF on my positions page sure is looking good this morning! – George L.

Karim, made 73% percent on PPL after your mention a couple days ago. Thanks! – Carl A.

Final Thoughts

With this Trade of the Day Plus review, I hope you now have a better idea of what it provides. Members receive a wide range of stock and option recommendations.

If you do end up testing out Trade of the Day Plus, please let us know your thoughts. We review a wide range of investing and trading services here at Investment U. And our goal is to always deliver the most useful insight. So, we hope you stick around and explore more of the top research today…

The post Trade of the Day Plus Review appeared first on Investment U.

In this Oxford Income Letter review, we’ll look at what the service provides, who’s behind it and some customer feedback. Without further ado, let’s dive in…

Oxford Income Letter Review

The Oxford Income Letter is an investment newsletter. It focuses on a wide range of income opportunities. And one of the main strategies is setting up a dividend portfolio.

Each month, members receive new investment research and recommendations. This often includes dividend stocks to buy. Although, sometimes you’ll find bond opportunities as well.

Each issue comes with full explanations and steps to take. Members receive thorough research that’s easy to understand and act upon. No matter your level of investing experience, it’s a useful service to consider.

There’s a wide range of investing opportunities to choose from. And this gives members different ways to meet their portfolio and retirement goals. The Oxford Income Letter comes with four active portfolios…

• The Compound Income Portfolio
• The Instant Income Portfolio
• The High Yield Portfolio
• Fixed Income Portfolio

On top of these portfolios with the monthly issues, members receive weekly updates. These often include updates on the existing portfolio as well as answers to common member questions.

Access to the Oxford Income Letter also comes with special research reports and learning material. Members can access that info at any time online via the OxfordClub.com.

The Oxford Club started back in 1989 and today, it has some of the best investment experts in the industry. With the Oxford Income Letter, you’ll hear directly from Marc Lichtenfeld…

Who is Chief Income Strategist Marc Lichtenfeld?

Marc is the Chief Income Strategist of The Oxford Club. After getting his start on the trading desk at Carlin Equities, he moved over to Avalon Research Group as a senior analyst.

Over the years, Marc’s commentary has appeared in The Wall Street Journal, Barron’s, and U.S. News & World Report, among others. Today, he is a sought-after media guest who has appeared on CNBC, Fox Business and Yahoo Finance.

He’s also written multiple investing books that have become best sellers. His first book, Get Rich With Dividends, achieved bestseller status shortly after its release in 2012. The Institute for Financial Literacy even named it Book of the Year. It’s currently in its second edition and is published in multiple languages.

Marc is not only a great writer – which is important for a newsletter –, but also a proven investor. His first book was based on his proprietary 10-11-12 System. It’s geared towards collecting bigger dividends each year. And this is a foundation for the Oxford Income Letter.

Although, how good is his investment research? That’s what really matters for subscribers. So, for the next step of this Oxford Income Letter review, let’s look at how it performs…

Investment Performance Review

The Compound Income Portfolio is the largest portfolio and it’s a core strategy for the newsletter. It dates back to 2013 and its longevity isn’t too common in the investing newsletter world. I’ve been following lots of newsletters over the years and this long track record is a good sign of a reliable investment strategy.

As of writing this Oxford Income Letter review, there are 20 open positions. Of those 20 stocks, only three are down and 17 are showing gains. That’s a solid 85% win rate.

Of course, with any investment portfolio, there’s always risk. Not every position is going to be a winner. But Marc recommends diversifying and having exit strategies. Knowing when to sell is just as important as when to buy.

Marc updates readers on when to sell and this can prevent small losses from turning into huge losses. Check out this free stock position calculator to learn more. On top of that, the sell updates can also help lock in big gains…

The top open position in the Compound Income Portfolio is up 544%, followed by another 423% gain. They’re long-term positions and great capital gains for any portfolio. Each position also provides a steady source of income for investors.

As you’ll see below, there are many members that have done well with Marc’s recommendations…

How Do Others Review the Oxford Income Letter?

This Oxford Income letter review wouldn’t be complete without a look at what other members are saying. Here’s just a small sampling of reviews…

The Compound Income Portfolio has become the foundation of my investment account! – Ed Kohen

By far the best investment newsletter that I have subscribed to (and I have subscribed to a lot of them). You have made a lot of money for me. – Robert Schweizer

Marc, the performance of your dividend picks continues to amaze. I’m making more than $54,000 per year (yield on cash is 6.84%, gain on cash is 14.35%). THANK YOU. – Mort Davidson

I sleep better at night knowing that I have a long-term strategy for wealth generation. – Donald Smith

You’re up there with Warren Buffett and John Bogle when it comes to people whom I admire for their patient, disciplined and ethical approach to investing. – Jonathan Barksdale

We’ve made lots of money to support us in retirement. Thanks, Marc! We have more now than we had when we retired 20 years ago! – Paul James

Final Thoughts

With this Oxford Income Letter review, I hope you now have a better idea of what it provides. Members receive a wide range of investment insight. And from what I’ve seen, those who act on the recommendations increase their income and improve their portfolios.

If you do end up testing out the Oxford Income Letter, please let us know your thoughts. We review a wide range of investing services here at Investment U. And our goal is to always deliver the most useful insight. So, we hope you stick around and explore more of the top research today…

The post Oxford Income Letter Review appeared first on Investment U.

“You cannot be a successful investor unless you have a certain amount of optimism,” Guth said. And she went on to state that the goal of the conference was to help attendees and those watching the livestream to be able to prepare, protect and position themselves to prosper.

With that, Guth introduced Alexander Green, Chief Investment Strategist of The Oxford Club and Liberty Through Wealth. Green began his talk on “Looking for Nuggets of Gold in a Rocky Market” breaking down some of the bad news plaguing the markets first. He noted:

• High oil prices
• Fast rising consumer prices (fastest since 1981)
• The possibility of as many as 10 rate hikes from the Fed
• Investor sentiment and consumer confidence are bearish
• We are in the midst of a bear market, not a correction

However, Green was not all doom and gloom. He noted that inflation was likely near its peak. A lot of pent-up demand for experiential spending on travel, dining and entertainment is about to be unleashed.

Furthermore, all of that aforementioned bad news is “priced in” the markets at this point. And bear markets offer a whole lot of buying opportunities. But, he warned, getting into the markets necessitate adhering to battle-tested principles.

• Asset allocation
• Diversification
• Selectivity
• Strict buy and sell criteria

To do this, Green also recommended focusing on companies that are recession-resistant. These are specifically companies that can protect their margins and can pass on rising costs to consumers. Also worth noting, Green recommended avoiding intermediate- and long-term bonds, pre-revenue SPACS and cryptocurrency.

The Second Half of the Morning

After Green gave his stock pick recommendations (for attendees only), Brian Zweig of Asset Strategies International. During his talk, Zweig made a compelling case for gold as an inflation-hedging investment. This was hammered home by a surprising stat.

What’s the best investment of the century? Silver prices are up more than 360%. Stock market returns are around 380% since 2000. However, gold prices are up 558% since January 2000.

Zweig’s pitch for gold as a sound investment opportunity was followed by a talk from Chief Income Strategist of The Oxford Club, Marc Lichtenfeld. He covered income strategies for these inflationary times.

Lichtenfeld made a powerful argument on the importance of your investments to keep up with inflation. To do this, he recommended looking for perpetual dividend raisers. The key factors here are two-fold. Look for companies that:

• Have a track record of raising their dividends every year
• Raise dividend payments by a meaningful amount every year

While Lichtenfeld did pinpoint three companies that meet his criteria (again, these stocks are for attendees only), he also noted that dividend aristocrats have never had a losing period that lasted 10 years. In fact, the average 10-year return for dividend aristocrats is 269% (14% CARG).

The last income strategy Lichtenfeld highlighted was Series I bonds. He noted that these bonds are tied to the inflation rate. Inflation goes up, and so does the yield on these bonds. In fact, this May, Series I bonds are likely to pay out a 9.6%.

Next Up…

After a brief coffee break, Frank Holmes, CEO and CIO of U.S. Global Investors and Executive Chairman of HIVE Blockchain Technologies took the stage. He addressed several ways that investors can profit from global supply chain issues. Holmes also made a bullish argument for cryptocurrencies.

He was followed by the dynamic duo behind The War Room. Bryan Bottarelli and Karim Rahemtulla outlined their favorite ways to navigate and profit from a down market.

Rahemtulla outlined his fantastic success rate using LEAPS – long-term equity anticipation securities. However, his track record for offering put-selling advice is even better. Bottarelli also noted that he revels in volatile markets. And he’s helped members of his trading service successfully execute 103 trades so far this year – that out of 136 recommendations.

After Lunch…

The lunch break was followed by some advice contrary to the morning. Namely, that cash is rapidly disappearing. And historically speaking, we are on the cusp of a big change in the way money changes hands.

The big catalyst behind all of this, according to Manward Press founder Andy Snyder is blockchain technology. And even though values of many cryptocurrencies might be down, adoption is clearly on the rise. And that makes it possible to profit as the monetary revolution takes place. He then offered attendees two tokens he thinks are poised for a major breakout.

Snyder’s discussion of crypto was followed by a presentation from Punit Dhillon, the CEO and Chair, Skye Bioscience. He discussed how his company was leading the way in advancing potential therapeutic benefits of cannabinoids on the leading cause of irreversible blindness: glaucoma.

Dhillon’s medical discussion was followed by a presentation on alternative investments by Keith Jacobsen of the International Coin Alliance. Jacobsen outlined the wild history of several rare coins and the opportunities that new minting practices have offered collectors in the 21^st century.

Jacobsen was followed by a discussion about how to maximize generational wealth by Michael J. Parise and John Parise of Cooper Beech Financial. Topics included ways to maximize after-tax returns… In a way to build a long-lasting legacy.

The Late Great Crypto Debate

The first day of the Investment U conference was closed out by a panel discussion on one of today’s most misunderstood assets: cryptocurrency. On one side of the aisle were Andy Snyder and Frank Holmes. They stood resolutely on the proponent side of crypto. On the other was Alxander Green and Bryan Bottarelli, who argued against crypto – both of who argued that crypto was in the midst of another bubble.

The rousing debate was moderated by economist Mark Skousen. Holmes and Snyder argued that the underlying blockchain technology behind crypto is not only here to stay, but in a position to revolution industries beyond the financial sector.

And although Green agreed that blockchain technology was here to stay, he simply can’t justify the valuations of major tokens – while noting that Bitcoin is down close to 30% year-to-date. Not only has its price fallen precipitously, it hasn’t proven itself as a reliable hedge against inflation… Something that crypto bulls have long since declared.

At the end of the debate (and day) Skousen polled the audience. He asked by a show of hands how many people had changed their minds on crypto. Of the hundreds of people in the room, both the crypto faithful and skeptics kept their hands firmly by their sides.

So while both sides of those on the panel offered sound reasoning behind their positions, neither were able to sway those on the other side. So maybe – just maybe – this won’t be the last of the great crypto debates at Investment U. And there are many other investment opportunities to consider going forward…

The post Investment U Conference 2022: Day 1 Recap appeared first on Investment U.